Minimum graduate from a reputed university with no third class/division, or CGPA below 2.0 in any level of education.
Minimum 20 years of experience in a commercial banking environment. A proven track record in Credit Risk Management for 10 years is preferred.
Mastery in Banking Principles and Lending Products, Credit Policy & Assessment Norms, Compliance and Fraud Prevention, Portfolio Monitoring & Analysis and Market & Intelligence.
Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry’s best practices.
Strong understanding of data analytics and risk modelling.
Ability to lead a dynamic team independently and keen to develop others.
Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams.
BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
Grade: Senior Executive Vice president
KEY RESPONSIBILITIES:
Actively participate in the development and implementation of the Bank’s business strategy.
Implement long and short-term plans of the Bank in accordance with the Board’s strategy.
Oversee Retail Underwriting, SME and Wholesale Banking Underwriting team.
Manage the portfolio quality through the lifecycle of the loans, reviewing and monitoring performance of assets under management as well as ensure credit portfolio health.
Ensure process improvements initiatives and drive operational efficiencies across segments e.g. decreasing TAT and develop score card-based credit system.
Develop succession planning for critical roles for aligning business prerogatives and build and nurture innovative talent capability framework as a competitive differentiator with help from the HR team.
Possess up-to-date market and competitor knowledge with an ability to identify market opportunities and able to work closely with cross functional teams such as Audit, Legal, Operations, Compliance, IT etc.
Ability to identify the associated risks, formulate risk mitigation process, deploy effective internal control mechanisms, and ensure regulatory compliance & fraud prevention.
Full Time
Anywhere in Bangladesh