Minimum graduate from a reputed university with no third class/division, or CGPA below 2.0 in any level of education.
Minimum 10 years of experience in a relevant field in a commercial banking environment.
Strong knowledge of Compliance and Fraud Prevention, Banking Principles and Lending Products, Credit Policy & Assessment Norms, Portfolio Monitoring & Analysis and Market & Business Intelligence.
Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry best practices.
Strong understanding of data analytics and risk modelling.
Ability to lead a dynamic team independently and keen to develop others.
Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams
BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
Grade: Executive Vice president
KEY RESPONSIBILITIES:
Formulate operating strategy & policies in line with the Bank’s objectives.
Guide risk managers & management to identify risks involved in any of the lending proposals of the Bank under wholesale banking portfolio.
Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders to ensure the asset quality.
Monitor and follow up to ensure that credit portfolio health is in line with Bank’s objectives.
Conduct periodic stress asset tests when there are significant economic or industry sector downturns, adverse market risk events, or unfavourable liquidity conditions.
Brief the management and credit committee on credit proposals and risks / benefits associated with each proposal.
Identify and lead initiatives for process improvement and technology and drive operational efficiencies across segment through initiatives, e.g., decreasing TAT of important processes, etc.
Analyse current underwriting practices of peer group and market updates and competitor knowledge to identify market opportunities
Maintain accurate and error-free record keeping of transactions and ensure time to time reporting to the management, Board and regulators.
Ensure compliance with all regulations and controls set by the Bank and relevant regulatory authorities.
Full Time
Anywhere in Bangladesh